WELCOME TO EMPLOYEE BENEFITS

Premier Preferred Provider Organization, or PPO 
Higher premiums, but lower out-of-pocket costs for your deductible, copays and coinsurance.

Standard PPO 
Lower premiums than the Premier PPO, but you’ll pay more out-of-pocket for your deductible, copays and coinsurance.

Limited PPO
Lower premiums than the other PPOs, but you’ll pay more out-of-pocket for your deductible, copays and coinsurance compared to the other PPOs.

Local Consumer-driven Health Plan with a Health Savings Account, or CDHP/HSA
Lowest premiums, but you pay your deductible first before the plan pays anything for most services, and then you pay coinsurance, not copays. Go to the CDHP/HSA page to learn more.

Partners for Health - Health Insurance page

2024 comparison of the plan's benefits