Annual Enrollment is Sunday, Oct. 1 – Friday, oct. 27
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2023 Plan Information
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Health Insurance Options
Premier Preferred Provider Organization, or PPO
Higher premiums, but lower out-of-pocket costs for your deductible, copays and coinsurance.
Standard PPO
Lower premiums than the Premier PPO, but you’ll pay more out-of-pocket for your deductible, copays and coinsurance.
Limited PPO
Lower premiums than the other PPOs, but you’ll pay more out-of-pocket for your deductible, copays and coinsurance compared to the other PPOs.
Local Consumer-driven Health Plan with a Health Savings Account, or CDHP/HSA
Lowest premiums, but you pay your deductible first before the plan pays anything for most services, and then you pay coinsurance, not copays. Go to the CDHP/HSA page to learn more.
Click here for a 2023 benefit comparison for local education and local government.
Dental Insurance
Eligible employees and retirees can choose from two different dental insurance plans. Members pay the full monthly premium. We recommend comparing the networks and benefits.
Click here for a 2023 comparison of the plans' benefits.
Click here to see the 2023 dental premium rates.
Vision Insurance
Choose from two vision insurance options, the Basic Plan or Expanded Plan.
Click here for a 2023 comparison of the plans’ benefits.
Visit eyemed.com/stateoftn to search for an in-network provider near you.
Click here to see the 2023 premium rates, and go to Other Insurance Coverages – Vision.
PATIENT PROTECTION AND AFFORDABLE CARE ACT (PPACA)
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